Your home-based business is your livelihood

Did you know:

• Office equipment/inventory is not fully covered?

• Business related liability is not covered?

Many insurance companies offer home-based business endorsements.  Some for as little as $25/year, doubling your standard coverage.  Following is a short checklist of items to consider.  Review this list carefully and discuss your options with one of our agents today.

• Business Equipment (fax, laptop, furniture, supplies)
• Do you store business inventory (t-shirts, books, mugs, etc)
• Do you use a personal auto for business related activities?
• Do you have employees?
• Do you perform a professional service?  Can someone sue you for incorrect information, defamation of character (i.e.advertising) or for making a mistake?
• Do clients or service agents visit your home?  If so, personal liability injuries should be considered.
• How do you store computer data and customer records?
• If you were injured while working, what would happen to your business?